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Helping People Become Debt Free

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Take the 20 second Free Debt Test

Write Off up to 80% of your Debt


We've helped thousands to write off DEBT with an Individual Voluntary Arrangement - IVA debt solution.

An IVA will enable you to:

 LOWER monthly repayments

FREEZE interest and charges

STOP creditor pressure


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Re10 is General Data Protection Regulation (GDPR) compliant

Why should you trust us?

We are officially ranked one of the top 5 debt relief companies in the UK

Source: Trustpilot

What is an IVA?

An IVA (or Individual Voluntary Arrangement) is a type of debt solution that often suits people with £6,000 or more in unsecured debt, like credit cards and personal loans.

An IVA can be flexible to suit your needs. Re10 will negotiate with your creditors on your behalf to ensure you only pay what you can afford.

You will pay an agreed regular monthly payment (usually over five years), which is divided between your creditors in proportion to the amount you owe them. Any outstanding debt is written off.

Types of Debt We Help With

Credit Cards

Personal Loans

Utility Bill Arrears


Council Tax Arrears

Unsecured Car Finance

Payday Loans


Store Cards

Overpaid Benefits

3 Step Debt Change

Step 1

Check if you Qualify

Contact us online, by phone, chat or email to see if you meet the criteria for an IVA

Step 2


Speak to one of the experienced Money Advisors to see which debt solution(s) is most appropriate for you.

Step 3

You Decide

Take all the time you need to decide whether you wish to proceed. Our Money Advice service is free, confidential and no obligation

Apply Online NOW and see if you qualify to write off up to 80% of your debts

About Us

"Re10" is a trading name of Re10 (Finance) Ltd (company number 4651137) with offices based in Leeds and London. We specialise in providing and administering Individual Voluntary Arrangement (“IVA”) solutions to individuals based in England, Wales and Northern Ireland. We do not administer Debt Management Plans, Debt Relief Orders, or any other debt solutions.  We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for an IVA, therefore, all advice is given in reasonable contemplation of an insolvency appointment. Re10 is regulated by the Insolvency Practitioners Association.

Contact Us

Contact Us

Re10 (Finance) Limited

York House

Unit 4, Gemini Business Park

Sheepscar Way

Leeds, LS7 3JB

Tel: 0113 237 9500

Andrew Bowers FIPA FABRP is authorised by the Insolvency Practitioners 

Association to act as a Licensed Insolvency Practitioner.