Will my creditors still call me?

During the period your IVA is being set up, creditors and debt collection agencies are likely to continue to phone you.

You simply need to inform them you are doing an IVA with us and they should mark your file forward for seven to eight weeks to allow the creditors’ meeting to be called.

Once your IVA is in place creditors will stop contacting you directly because the IVA is a legal agreement that is binding on all your creditors.

As you are now paying back your debts in a regular manner they should (apart from sending an annual statement in respect of the default) no longer need to contact you.

All communications should be referred to us.

Getting in touch with an insolvency expert for free debt advice is as easy as picking up the phone. Call the Re10 Debt Advice Helpline on free phone 0800 169 1536